Are You Interested In An Easier Way To Participate In The Real Estate Market?
Consider learning about becoming a private lender! We are a Managed SEC 506 (c) Fund that buys and sells homes at reasonable prices and Originates Loans to Qualified buyers in the 50 United States. Due to the large number of properties that we buy, sell and invest in, we are always looking for Long and short-term private lenders who are excited to loan money at attractive rates, and which will be secured by a mortgage or deed of trust.
Why Private Lending?
It’s an alternative way to participate in the real estate market in which your investment is secured by a mortgage or deed of trust. We manage the process for you so its a Truly passive Investment for you.
Returns On Your Money
Learn how you can make good returns backed by real estate and how you can leverage money that’s sitting in accounts you didn’t know you could access. Invest in one property or many – you decide what’s right for you and your money.
You know you can invest in real estate passively, as a private lender without needing to give your time or deal with tenants and toilets!
You are likely wondering where you can free up some funds and get started. Here are some easy ways to do it:
1. Retirement Savings
The best-kept financial secret in America is the self-directed IRA.
The Self-directed IRA is perfect for the investor who is prepared to make their own investments outside the arena of stocks, bonds, CD’s and mutual funds. The types of investments that are possible with a self-directed IRA extend to the following:
· Real Estate – Residential single family, multi-family, mobiles on land, commercial property and raw land
· Notes, Deeds of Trust and mortgages – secured with real estate, unsecured, automobiles, etc.
· Oil and Gas – Production, royalties, mineral rights, etc.
· Investing in notes and being a private lender
Both a traditional and Roth IRA can be self-directed. The traditional approach for an IRA will have a custodian control your retirement account with services they sell which are typically stocks, bonds and mutual fund type products. However, with a truly self-directed IRA custodian you are the one in control of your retirement account and you are responsible for making your own investments. A self-directed IRA is easy to establish and roll funds into. Once your account is established, the custodian takes the role of account administrator and will help direct your investment transactions. They will direct the paperwork and documentation as well as provide guidance to help you not make a prohibited transaction along the way. As the account owner, you will make your investment choices.
Albert Einstein said, “The most powerful force in the universe is compound interest.” When Einstein makes statements like that we need to listen.
2. Use your home:
Interest rates are the lowest they have been in over 50 years. If you have equity in your home or own it free and clear you may want to consider getting a home equity line of credit to free up investing capital.
If you borrow $200,000 against your home at 3.5%, you could then lend it to a real estate investor at a higher rate and enjoy the passive income on the interest rate spread.
3. Certificate of deposits:
CD’s use to be a solid investment that was safe and secure. That paradigm has shifted. The new reality is that there are plenty of banks struggling and the returns produced do not keep up with inflation rates. You can now get returns between .35 and 1.7% depending how long you leave your investment at your local banks.
Once you make that deposit, to free up your funds before maturity they stick you with a pre-payment penalty. If you have funds locked into a CD right now and are rightfully frustrated with your returns, you may be able to find a real estate investor who can help pay for the pre-payment penalty and that would free up your funds and allow you to operate as a private lender.
Now that you know the insider secrets of investing passively in real estate, you are ready to take the next step. Now is the time to collect more information on your potential real estate investors, investment opportunities available and due diligence to make wise investment choices.
Newieco Private Capital LLC has a very unique Fund set on finding cheap houses, fixing them up and flipping or renting them, Originating Notes from our projects and giving investors a slow, steady positive return over and over with Fund and Note investing options.
Please contact us and let’s explore the investment opportunities together.